Had we witnessed the actual scene where Leroy surprises Loretta with the insulting gift of additional collision insurance, this would have been a slam dunk point for Leroy. Unfortunately, Loretta's first hand account of it to her friend merely counts as a push. Sure, it's Leroy ragging on Loretta's dangerously inept driving abilities, but in a weird way it's sort of a thoughtful present on his part. Loretta can now recklessly drive through the highways and byways of Long Island with the added comfort of knowing she has a higher cap on the amount of harm and damage she can cause. It's another push.
Official Count:
Leroy - 1
Loretta - 0
Push - 4
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